Friday, April 30, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Thursday, April 29, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Home ownership is a con
I don't want to own my own home. WHY...
Let's look at the issue of equity as a component of wealth. Let's say you buy a £100,000 home and put money down. That down payment is 20%. In real terms at the time of closing you have 20% equity in your home.
If you had £20,000 in your bank account, you had £20,000 in wealth. If you move that money to your home in the form of a down payment, you may have £20,000 in wealth as long as the market stays flat. For this illustration, we will say that is the case. You have £20,000 wealth stored in your home. Now what can you do with that?
If you borrow against your home, you erode your equity and your wealth. If you sell your home and get your £20,000 back, then what? You have to live somewhere and living somewhere costs money. The equity in your home is essentially dead. You cannot do anything with it. Sell your house and you reinvest that money into a new home, borrow against your equity and you lose it.
In short, the equity in your home, once in your home, will remain there. Useless to you in real terms. That equity will do something that is quite dangerous, It will cause you to feel wealthy, wealthier in fact than you are and you will then spend money, money that you, in reality don't have.
Oh yes....nearly forgot. the government will tax you on your purchase with stamp duty and then indulge in the act of necrophilia upon you corps with inheritance tax. Not forgetting, in the mean time, if your home has a delightful vista of the church yard where you are to be buried then, the local council will demand a further % of your wealth in council tax.
Let's look at the issue of equity as a component of wealth. Let's say you buy a £100,000 home and put money down. That down payment is 20%. In real terms at the time of closing you have 20% equity in your home.
If you had £20,000 in your bank account, you had £20,000 in wealth. If you move that money to your home in the form of a down payment, you may have £20,000 in wealth as long as the market stays flat. For this illustration, we will say that is the case. You have £20,000 wealth stored in your home. Now what can you do with that?
If you borrow against your home, you erode your equity and your wealth. If you sell your home and get your £20,000 back, then what? You have to live somewhere and living somewhere costs money. The equity in your home is essentially dead. You cannot do anything with it. Sell your house and you reinvest that money into a new home, borrow against your equity and you lose it.
In short, the equity in your home, once in your home, will remain there. Useless to you in real terms. That equity will do something that is quite dangerous, It will cause you to feel wealthy, wealthier in fact than you are and you will then spend money, money that you, in reality don't have.
Oh yes....nearly forgot. the government will tax you on your purchase with stamp duty and then indulge in the act of necrophilia upon you corps with inheritance tax. Not forgetting, in the mean time, if your home has a delightful vista of the church yard where you are to be buried then, the local council will demand a further % of your wealth in council tax.
Wednesday, April 28, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Gordon Brown says he is a 'penitent sinner'
And Jesus said unto him : Verily, I say unto thee, 'Son of the Manse' your buggered, this is your Paradise."
Tuesday, April 27, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Well Hung
The three main parties are depriving voters of an "informed choice" by failing to give details of how they will tackle the deficit.
"For the voters to be able to make an informed choice in this election, the parties need to explain clearly how they would go about" Robert Chote, Director (IFS) Institute for Fiscal Studies
The IFS say, the Labour party manifesto pledges show that the party needs to find annual savings of £47 billion by the financial year ending March 2015. The corresponding figure for the Conservative Party is £59.4 billion, The Liberal Democrats would need to find £42.7 billion by 2014/15.
So chaps...how are you going to do it?
"For the voters to be able to make an informed choice in this election, the parties need to explain clearly how they would go about" Robert Chote, Director (IFS) Institute for Fiscal Studies
The IFS say, the Labour party manifesto pledges show that the party needs to find annual savings of £47 billion by the financial year ending March 2015. The corresponding figure for the Conservative Party is £59.4 billion, The Liberal Democrats would need to find £42.7 billion by 2014/15.
So chaps...how are you going to do it?
Monday, April 26, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Political Fable
One day, a yellow scorpion was walking along a river bank, wondering how to get to the other side.
All of a sudden the yellow scorpion saw a fox.
He asked the fox to take him on his back across the river.
The fox said, “No, If I do that, you'll sting me and I will drown.”
The scorpion assured the fox, “If I was to sting you, we would both drown.”
The fox thought about it and finally agreed and the yellow scorpion climbed up on the foxes back. The fox began to swim... but.... halfway across the river, the yellow scorpion stung the fox.
As the poison filled his veins, the fox turned to the scorpion and said, “Why did you do that? You know that we will both drown.”
“I couldn't help it,” said the yellow scorpion. “It is my nature.” I 'vote' Liberal Democrat.
All of a sudden the yellow scorpion saw a fox.
He asked the fox to take him on his back across the river.
The fox said, “No, If I do that, you'll sting me and I will drown.”
The scorpion assured the fox, “If I was to sting you, we would both drown.”
The fox thought about it and finally agreed and the yellow scorpion climbed up on the foxes back. The fox began to swim... but.... halfway across the river, the yellow scorpion stung the fox.
As the poison filled his veins, the fox turned to the scorpion and said, “Why did you do that? You know that we will both drown.”
“I couldn't help it,” said the yellow scorpion. “It is my nature.” I 'vote' Liberal Democrat.
Sunday, April 25, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Saturday, April 24, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)The Riddle of the Sphincter
In mythology, the Sphincter sat in Brussels and asked this riddle of all who passed by. If the they failed to solve the riddle, then the Sphincter killed him/her. And if the passerby answered the riddle correctly, then the Sphincter would destroy itself.
The riddle:
"What is worth five times more in the morning, three in the afternoon and two at night?".
Oedipus Papandreou solved the riddle.
The riddle:
"What is worth five times more in the morning, three in the afternoon and two at night?".
Oedipus Papandreou solved the riddle.
Thursday, April 22, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Tuesday, April 20, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Monday, April 19, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Volcanic barbecue
The Met Office will continue to produce computer model forecasts of the Iceland volcanic ash cloud. read more here
Thursday, April 15, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)News in a Japanese style
It was the news today...a leader with a penchant for poetry...I resist a piss take.
Not
charisma of a damp rag
bank clerk with an IQ for haiku
el Presidente Herman Van Rompuy.
Anyone can string one together
five words seven words and then five
your European don't you know.
Not
charisma of a damp rag
bank clerk with an IQ for haiku
el Presidente Herman Van Rompuy.
Anyone can string one together
five words seven words and then five
your European don't you know.
In Search of the Perfect Loaf
Thursday 15 April 9:00pm - 10:00pm BBC4
Documentary which follows baker Tom Herbert in his search to bake a loaf which will win him first prize at the National Organic Food Awards. Tom's family have been baking bread in the Cotswolds for five generations and Tom continues to win awards for the firm, Hobbs House Bakery. His quest takes him to Cornwall to learn how our ancestors might have baked bread, he meets a leading authority on the history of bread and visits Brackman's Jewish bakery in Salford to learns how to make challah.
Documentary which follows baker Tom Herbert in his search to bake a loaf which will win him first prize at the National Organic Food Awards. Tom's family have been baking bread in the Cotswolds for five generations and Tom continues to win awards for the firm, Hobbs House Bakery. His quest takes him to Cornwall to learn how our ancestors might have baked bread, he meets a leading authority on the history of bread and visits Brackman's Jewish bakery in Salford to learns how to make challah.
Wednesday, April 14, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Tuesday, April 13, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Conservative Party Manifesto
Except
Competition, Trade, Asylum and Immigration, Foreign Affairs, Industrial Policy, Agriculture, Fisheries, Energy, Transport, Regional Government, Consumer Health, Social and Employment Policy, Justice and Home Affairs.
For all of the above are European Union Competence's which the British Government have signed away.
And although the NHS, is not a European Union competence, it is neither the sole competence of the Westminster Parliament.
Monday, April 12, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Manifesto Pledges
Speaking on behalf of the Prime Minister at Brighton County Court, Miss Cecelia Ivimy, Gordon Brown's legal representative, said that "manifesto pledges are not subject to legitimate expectation."
Sunday, April 11, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Saturday, April 10, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Polish president dead...
However, Poland's real Government, the European Union sent a message of support to it's ex communist citizens over the sudden death of its puppet leader Lech Kaczysnki who died in a plane crash today.
Supreme president Herman van Rompuy has ordered Flags of the EU institutions in Poland's capital Brussels to fly at half-mast.
(Sikorski press agency)
Supreme president Herman van Rompuy has ordered Flags of the EU institutions in Poland's capital Brussels to fly at half-mast.
(Sikorski press agency)
Friday, April 09, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)History of the World in 101 Objects
A History of the World in 101 Objects is a joint project of the left leaning BBC, the British Museum and the Blogsphere, comprising of a 100-part radio and one blogpost written and presented by British Museum director Neil MacGregor and a one off blogger Anoneumouse.
The programme, described as "a landmark project", is billed as 'A history of humanity' told through a hundred and one objects from all over the world which can be found in the British Museum's collection.
The programme, described as "a landmark project", is billed as 'A history of humanity' told through a hundred and one objects from all over the world which can be found in the British Museum's collection.
Thursday, April 08, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Wednesday, April 07, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Tuesday, April 06, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)The worst kept secret
But after 12 hrs, where are the manifestoes?
http://www.conservatives.com/
http://www2.labour.org.uk/home
http://www.libdems.org.uk/
http://www.conservatives.com/
http://www2.labour.org.uk/home
http://www.libdems.org.uk/
Monday, April 05, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Friday, April 02, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge) Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)Thursday, April 01, 2010
Feel free to copy, there is no copyright on an Anoneumouse montage. (click on image to enlarge)It's Thursday befor Easter
Maundy Thursday, also known as Holy Thursday, Covenant Thursday, Great and Holy Thursday, and Thursday of Mysteries, it is the Christian feast or holy day falling on the Thursday before Easter that commemorates the Last Supper
(click to enlarge)
The Last Supper is a description of the last meal Jesus Christ had with his disciples prior to his arrest and crucifixion.
Jesus was tried... there was no jury
This year is just happens to fall on 'fools' day......
(click to enlarge)
The Last Supper is a description of the last meal Jesus Christ had with his disciples prior to his arrest and crucifixion.
Jesus was tried... there was no jury
This year is just happens to fall on 'fools' day......